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Step by step

How Bella Câmbio works

Five steps from the real in your account to dollars in the beneficiary's account. Steps 1, 2 and 4 happen inside the platform; 3 and 5 are handled by our desk.

Bella Câmbio combines a PIX-crypto conversion platform with our OTC desk. You sign up, convert your BRL to USDT inside the platform and transfer to our corporate key — our desk then executes the final remittance to the beneficiary abroad.

It's a hybrid flow while we mature the operation. Over the next few weeks, steps 3 and 5 become fully self-service, matching the standard of established FX-crypto platforms.

The five steps

  1. 01Platform

    Signup and KYC

    You create your account and complete basic KYC with your CPF. Since the money is yours, the process is simple and fast.

    • Signup with e-mail, phone and CPF
    • Automatic identity check inside the platform
    • Access granted within minutes — no document exchanges over WhatsApp
  2. 02Platform

    Convert BRL to USDT

    Deposit via PIX and swap to USDT inside the platform. Live pricing, transparent spread shown before you confirm.

    • PIX deposit (QR code or copy-paste)
    • BRL → USDT swap with real-time pricing
    • Choose the network — Ethereum, Polygon, Tron or BSC — as needed
  3. 03Bella form

    Beneficiary details

    You fill out the recipient details — broker, bank or personal account — on our secure form. We don't use WhatsApp groups for PII.

    • Dedicated form on Bella's website (not a message group)
    • Supports broker (Interactive Brokers, Schwab, Avenue, XP Internacional), bank (Mercury, Continental) or personal account
    • Data encrypted in transit and stored under RLS on Supabase
  4. 04Platform

    DEX-to-DEX transfer

    Transfer your USDT to Bella's corporate DEX key — the number we send after your form submission is confirmed. Zero cost on the internal transfer.

    • Sent via the platform's DEX-to-DEX function
    • Zero cost (internal transfer, no on-chain fee)
    • Destination DEX key is shared only after step 3's form
  5. 05Our desk

    Remittance and receipt

    Our OTC desk executes the remittance to the beneficiary and sends the formal receipt for you to keep.

    • Remittance executed within 1 business day after DEX confirmation
    • Formal receipt with all operation details
    • E-mailed and stored for the annual tax return

Why it's still hybrid

Steps 3 and 5 still go through the OTC desk because we're calibrating fraud controls and operational integrations. Over the next few weeks the form becomes part of the platform and the remittance is triggered automatically — without giving up the human oversight where it matters.

Frequently asked questions

What is the minimum operation size?+

There's no published minimum — every operation is quoted at the moment. Smaller volumes make sense for recurring transfers; larger volumes become scheduled operations with our desk.

Which rate is used?+

The BRL → USDT rate is the market rate at the moment of the swap, shown live inside the platform. The USDT → USD (broker) conversion uses the partner institution's parity; both appear on the final receipt.

Who custodies my USDT?+

While the USDT sits in your platform account, custody belongs to the platform (same as any exchange). After the DEX-to-DEX, the USDT moves to Bella's corporate key until the remittance is executed — usually within 1 business day.

Can I send to a third-party account?+

Yes, but the process requires extra documentation (justification, proof of relationship with the beneficiary) and KYC is no longer basic. Treat it as case-by-case — talk to the desk first.

Ready for your first remittance?

Sign up on the platform, convert to USDT and fill out the beneficiary form. Our desk is standing by.

WaitlistTalk to the desk on WhatsApp